The Money Playbook Every Canadian Needs
Discover practical, step-by-step strategies to take control of your money, build lasting wealth, and feel confident about your financial future — written specifically for life in Canada.
The Real Rules of Financial Freedom
- Simple budgeting that actually fits real Canadian life
- Debt: when it’s a tool vs. a trap — with clear next steps
- Investing basics, TFSA vs RRSP (explained in plain language)
- Mortgages, insurance, and retirement planning made clear
A Peek Inside
- Mindset & Goals That Stick
- Budgeting that Fits Your Life
- Credit & Debt — Fixing the Foundation
- Saving vs Investing (and when to do each)
- TFSA, RRSP & Tax-Smart Growth
- Big Purchases & Mortgages
- Protecting Your Progress (insurance & risk)
- Retirement & Freedom Numbers
A Peek Inside the Book
Flip through a few sample pages. Clear layouts, checklists, and plain-language guidance—built for Canadian readers.
Investing Basics (Plain English)
A simple approach to building wealth with broad-market ETFs and a risk level that fits your timeline.
- Diversify across stocks/bonds with a 2–3 fund core
- Keep fees low; automate monthly contributions
- Match risk to goals and time horizon
Sketch a simple asset mix (e.g., 80/20 or 60/40) and set an automatic monthly transfer to your TFSA/RRSP.
Protecting Your Progress
The essentials: what to insure (income, dependants, big liabilities) and how to choose cost-effective coverage.
- High coverage, low cost
- Match term to mortgage/childhood years
- Keep it simple; review every 2–3 years
- Protect your income first
- Check employer benefits & waiting periods
- Buy what you need, not buzzwords
Smart Borrowing, Real Math
Understand rates, amortization, and how payments really split between interest and principal.
- Know your TDS/GDS and rate-reset risk
- Choose prepayment options you’ll actually use
- HELOC vs. fixed amortization: when each fits
Run a payment scenario at +1% and +2% rates. Could you absorb the change? Adjust your plan accordingly.