Free Resources to Level Up Your Finances

Downloadable tools, checklists, guides, and money cheat sheets — built for real life in Canada. Free and easy to use.

modern canadian financial

Budgeting Tools

Track your income and spending with simple Excel and Google Sheets templates.

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Credit Repair Kit

Step-by-step guide to understanding and improving your credit score in Canada.

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RRSP vs TFSA Cheat Sheet

Quick-glance summary of when to use RRSPs vs TFSAs — and how to avoid penalties.

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Money Terms Glossary

A-Z of common Canadian financial terms explained in plain English.

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